Does Insurance Cover IUDs?

Does Insurance Cover IUDs?

If you've been considering birth control, an IUD (intrauterine device) could be a viable option. An IUD is a small, T-shaped device that is placed inside your uterus and is effective for up to 3-10 years depending on the type you choose.

But before committing to this method, you may be wondering: Does insurance cover IUDs?

In this blog post, we'll answer this question and provide valuable information about IUDs, including how to get one and how much it costs.

How Do I Get an IUD? 

First things first, you'll need to schedule an appointment with your healthcare provider to discuss whether an IUD is right for you and which type will best suit your needs.

The two types of IUDs available in the US are hormonal and non-hormonal (copper), and they have different benefits and side effects to consider. Your healthcare provider will guide you through the process and answer any questions you may have to ensure you're comfortable with your decision before you go ahead.

What to Expect from the IUD Procedure

Once you've decided to get an IUD, the device is inserted through your cervix and into your uterus. This process typically takes around 5-10 minutes and can be done during a regular gynecological exam in your doctor's office. You may feel some mild discomfort, but most women find the insertion process quick and easy to tolerate.

How Much Does an IUD Cost?

The average IUD cost can range from $500 to $1,300, depending on factors such as your location, insurance coverage, and which doctor you see.

Many clinics and Planned Parenthood locations offer sliding scales or financial assistance programs to help keep the cost low so that women of all income levels can afford to use this form of birth control. 

Does Insurance Cover IUDs?

Now for the question on everyone’s mind: Does insurance cover IUD’s? The good news is that most insurance companies cover at least part of the cost of an IUD.

Thanks to the Affordable Care Act, IUDs are covered at little or no cost under most insurance plans, including Medicaid. However, you may need to speak with your insurance provider to find out what level of coverage you have, and if you may be responsible for any copayments. 

Learn More About IUDs and If It’s Right for You

If you’re considering an IUD, please call our office today to schedule a consultation with one of our highly skilled and experienced OBGYN specialists.